Goal and interest planner
Savings calculator
Project a balance with compound interest and see what monthly contribution could reach your target.
01
Plan the goal
Savings assumptions
₱
₱
%
Use the estimated annual rate credited after applicable taxes, fees, and account conditions.
years
₱
This assumes a constant rate, monthly compounding, and contributions at the end of each month. Actual deposit rates can change.
02
Projected result
Savings outlook
Estimated balance after 5 years₱341,863₱320,000 deposited + ₱21,863 estimated interest
Progress toward goalYour projected savings compared with the target you entered.
Projected savingsTarget
₱400K
Year 0Year 2Year 5
Monthly amount needed for goal₱5,911
Compared with target−₱58,137
Your monthly plan₱5,000
Interest assumption2.5%
Check withdrawal limits, maintaining balances, promotional-rate conditions, fees, applicable tax treatment, and PDIC coverage before choosing an account.
Compare accounts carefully
The advertised rate is only one detail.
Use the rate you reasonably expect to be credited after applicable taxes, fees, maintaining-balance rules, and promotional conditions. Test a lower-rate scenario too.
PDIC currently insures eligible bank deposits up to ₱1 million per depositor, per bank, subject to its aggregation and coverage rules.
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