Long-term scenario planner
Retirement & inflation calculator
Translate today’s lifestyle into future pesos, then compare an estimated retirement target with your current plan.
01
Build a scenario
Retirement assumptions
years
years
₱
₱
₱
₱
Enter a future-peso estimate from an official benefit statement or calculator, if available.
%
%
%
years
This is a planning scenario, not an SSS pension estimate. It excludes taxes, fees, market volatility, healthcare shocks, contribution-rule changes, and money left to heirs.
02
Retirement outlook
Estimated target
Estimated fund needed at age 60₱25,582,105to fund an inflation-growing gap for 25 years under these assumptions
Path to retirementProjected fund through age 60, compared with the estimated retirement target.
Projected fundRetirement target
₱25.6M
Age 30Age 45Age 60
Future monthly spending₱97,090
First monthly portfolio need₱97,090
Projected fund₱9,240,635
Estimated gap₱16,341,470
Monthly amount estimated for target₱24,268
Years to retirement30
Small changes in return, inflation, lifespan, and pension assumptions can materially change the result. Test multiple scenarios.
Benefits are personal
Do not guess your SSS pension.
This tool leaves pension at zero unless you provide an estimate. Actual SSS benefits depend on contribution records and current rules, and 2026 benefit changes make generic assumptions especially misleading.
Use your My.SSS records and the official calculator, then enter a conservative future-peso estimate here if appropriate.
Open the official SSS pension calculator ↗