Purchasing-power calculator
Inflation impact calculator
See how an assumed inflation rate can change future prices and what today’s money may buy later.
01
Choose a scenario
Inflation assumptions
₱
%
3.6% is the BSP February 2026 central projection for 2026—not a guaranteed long-term rate.
years
Inflation is not uniform. Food, housing, healthcare, education, and energy can change at different rates from the overall consumer price index.
02
Purchasing-power view
Future impact
Future cost of today’s ₱10,000₱14,243after 10 years at 3.6% annual inflation
Inflation trendThe same inflation assumption pushes prices up while reducing purchasing power.
Future costPurchasing power
₱14.2K
Year 0Year 5Year 10
Increase in cost₱4,243
Today’s ₱ value in future purchasing power₱7,021
Purchasing power lost₱2,979
Cumulative price change42.4%
2026 context
A forecast is not a permanent rate.
The default 3.6% matches the BSP’s February 2026 central projection for average 2026 inflation. Actual inflation can differ, and a single-year projection should not automatically become a decades-long planning assumption.
Compare several scenarios and use category-specific estimates for goals such as healthcare or education when reliable information exists.
Read the BSP February 2026 report ↗