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2026 Philippine payroll estimate

Salary & income tax calculator

Enter gross salary and see estimated net income, BIR tax, SSS, PhilHealth, and Pag-IBIG in one breakdown.

01

2026-applicable estimate

Gross salary

₱

Enter regular gross basic salary before employee contributions and withholding tax.

Scope: A regular private-sector employee whose entered salary is monthly basic compensation. It excludes bonuses, 13th-month pay, overtime, de minimis benefits, minimum-wage exemptions, loans, and employer-specific payroll adjustments.
02

After tax and contributions

Estimated net income

Estimated monthly net income₱42,232₱506,780 estimated annual net
Gross salary₱50,000
Estimated income tax₱4,568
Mandatory contributions₱3,200
Annual taxable income₱561,600
Marginal rate20%
Effective rate9.1%
Monthly deduction breakdownEmployee share
Income tax₱4,568
SSS₱1,750
PhilHealth₱1,250
Pag-IBIG₱200

Uses the BIR graduated schedule effective January 1, 2023 onward, which remains applicable in 2026, plus the latest official employee contribution schedules reviewed in July 2026. Actual payroll withholding can vary because employers annualize and reconcile tax.

Verified 26 July 2026

What the 2026 estimate uses

BIR’s graduated individual income-tax brackets effective January 1, 2023 onward remain applicable in 2026: 0% up to ₱250,000 of annual taxable income, then marginal rates from 15% through 35%.

Before estimating tax, the calculator deducts the latest official employee shares: SSS at 5% of the applicable monthly salary credit up to ₱35,000, half of the 5% PhilHealth premium on the ₱10,000–₱100,000 basic-salary base, and Pag-IBIG under the ₱10,000 maximum fund salary.

Review the BIR withholding table
Review the latest SSS contribution schedule
Review the latest PhilHealth premium advisory
Review the Pag-IBIG maximum fund salary update